Preventing credit card frauds and protecting financial information
Fraud Retail Despite low or zero-liabilities on a credit card, a fraud or an identity theft can cause unwanted trouble…
Category: Credit
Beginner’s Guide to Refinancing Your Student Loans
Federal student loans have benefits and repayment options that are not available for private student loans. If you choose to…
What is Debt Consolidation and Is It Right for Me?
Definition of debt consolidation: Debt consolidation, a term gaining popularity in financial circles, refers to the process of combining multiple…
How to get free credit reports from each of the three credit bureaus
The Fair Credit Reporting Act (FCRA) requires each of the three credit bureaus to provide consumers with one free credit…
The best credit repair companies—and what they do well
But it’s essential to choose a company with a good track record to protect yourself from potential risk or even…
How To Get Out of Debt
What You Can Do On Your Own Where do I start? A budget is a roadmap to plan your finances…
How to get a credit score without a Social Security number
A credit score is a three-digit number that provides a brief overview of an individual’s personal credit behavior. It significantly…
How to Build Credit with a Secured Credit Card
Having good credit can help you a great deal when it comes to picking out a credit card. But if…
Pros and Cons of Refinancing Student Loans
Refinancing student loans can be an attractive option for individuals burdened by high monthly payments and interest rates. The idea…
Comparing the Snowball and Avalanche Methods of Paying Down Debt
Trying to pay off your debt can feel overwhelming, but there are strategies that can help. Two popular methods for…